Oportun | Personal Loans for a Better Future

      GET THE LOAN YOU DESERVE

      Payments that fit your budget
      Our loans feature fixed, affordable payments over 7 to 35 months. No changes to your payment amounts or hidden fees. You can make your regular payments or pay more—there is no penalty for pre-payment.
       

      No credit history required
      At Oportun, we look beyond limited credit history to understand your true financial potential. You could qualify for a loan with little or no credit history. And you don’t need to provide collateral, such as a car title or post-dated check.

      Build a better financial future
      We reward returning customers who repay their loans on time with the potential to borrow more over time, at a lower APR. Plus, by reporting customer accounts to the credit bureaus, our loan can help you establish your credit history.

      Exclusively designed for you
      Our very supportive and welcoming customer experience is designed with you in mind. We offer bilingual (English/Spanish) servicing at convenient hours where you live and work.
      See our locations >>

      GET STARTED IN 3 STEPS

      Step One START YOUR APPLICATION TODAY

      Call, visit our stores or apply online (where available). Get pre-approved in minutes!

      Step Two SUBMIT YOUR DOCUMENTS

      Bring required documents to your nearest Oportun store or submit online.

      Step Three GET APPROVED FOR A LOAN

      Put your loan to work where you need it —car repairs, bills, unexpected expenses.

      Our Customer Testimonials

      Learn how our customers are building a better future with our loans.