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Personal Loans | Oportun
Caller 2017-07-28T16:16:36+00:00

Personal loans with affordable, fixed payments

Establish your credit history and build a better future

Loan amounts between $300 and $8,000 *

3 ways to apply

Apply Online

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Apply by Phone

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      Oportun provides affordable loans that help you establish credit and build a better future

      • Clientes OportunPreapproval in minutes
      • Clientes OportunFixed payments
      • Clientes OportunNo credit history required
      • Clientes OportunNo car title required
      • Clientes OportunNo application fee

      Oportun provides affordable loans that help you establish credit and build a better future

      • Clientes OportunPreapproval in minutes
      • Clientes OportunFixed payments
      • Clientes OportunNo credit history required
      • Clientes OportunNo car title required
      • Clientes OportunNo application fee
      At Oportun, we provide affordable loans that help people with little or no credit history establish credit and build a better future. More than 930,000 borrowers have already trusted Oportun.
      You could be pre-approved for a loan of up to $6,000 (up to $8,000 for returning customers). Plus, we reward returning customers who repay their loans on time with the potential to borrow more over time, at a lower APR.

      We offer loan amounts and payment terms that fit your individual budget. Typically, payments range between $10 and $175 every two weeks.

      With Oportun, you make fixed, affordable payments over 7 to 42 months. And there’s never a penalty for pre-payment.

      You could be pre-approved in minutes.
      No problem! At Oportun, we look beyond your credit history to understand your true financial potential and capacity to afford a loan. Even though we pull credit during the application, you may qualify even if you do not have a history at any of the bureaus. In fact, 48% of all our customers had no credit scores when they applied*.

      *As of September 30, 2015. No Credit Score Population was defined as all first-time loan applicants who received a loan from Oportun, who did not have a Vantage score at the time of their application.

      Oportun does not require that you have a bank account. However, you must be able to demonstrate income through pay stubs, pay checks or bank statements.
      Applying is easy! You will need to provide:

      1. A valid government-issued color picture ID (driver’s license, passport, or consular ID from any country.)*
      2. Proof of income: Pay stubs of the last 30 days or bank statements for the last 60 days.
      3. Proof of address (Water, electric, telephone, cable bills, etc.)

      * Oportun does not accept IDs from governments subject to a U.S. sanctions program

      Apply Now