We provide inclusive, affordable financial services that empower our customers to build a better future.
Total Credit Provided
Saved in Interest & Fees*
We’re In Your Community
Oportun loans are available in 11 states with retail locations in Arizona, California, Florida, Illinois, Nevada, New Mexico, Texas, and Utah, and online only in Idaho, Missouri, and Wisconsin.
We will continue to expand to more states in the near future!
We support our customers and communities through programs and partnerships with local nonprofit organizations and agencies.Community
2 Circle Star Way
San Carlos, CA 94070
* Oportun: The True Cost of a Loan - Based on research commissioned by Oportun and conducted by the Center for Financial Services Innovation (CFSI), the total savings number equals the difference between the average cost of other widely-available alternative lending products that customers may have used and the average cost of an Oportun loan of the same amount, multiplied by Oportun first-time borrowers. CFSI analyzed the rates, fees, and terms for payday, pawn, auto-title, installment and rent-to-own products for customers in Arizona, California, Florida, Illinois, Nevada, New Mexico, Texas and Utah, and calculated the total cost of those products for common loan amounts. CFSI considered the loan repayment structure and timeframe for each product, borrower income, the potential for rollovers and refinancing, and legal parameters that prevent or constrain borrowing. Oportun updates the model quarterly to calculate the total amount that Oportun first-time borrowers have saved since 2006 in interest and fees compared to the alternative products. The actual savings for each customer will vary based on specific loan terms and alternative products available in your area.