Missouri 2 2017-08-07T21:55:45+00:00


Establish your credit history and build a better future

Loan amounts between $300 - $8,000*




Join the 930,000+ customers who have trusted Oportun

  • Clientes OportunPreapproval in minutes
  • Clientes OportunFixed payments
  • Clientes OportunNo bank account required
  • Clientes OportunNo car title required
At Oportun, we provide affordable loans that help people with little or no credit history establish credit and build a better future.
  • Designed with our customers in mind. Our very supportive and welcoming customer experience is designed with you in mind. We offer bilingual (English/Spanish) servicing via phone, online, or in-person through our growing network of 185+ retail locations in neighborhoods where you live and work.
  • Affordable and fixed loans. We offer loan amounts and payment terms that fit your individual budget. Our loans feature fixed, affordable payments over 7 to 35 months. There are no “surprise” balloon payments. There is no penalty for pre-payment. Payments align to customer pay periods.
  • Focused on long-term customer success. We reward customers who repay their loans with the ability to borrow more at lower rates over time.
Applying is easy! You will need to provide three pieces of information:

  1. A valid government-issued color picture ID: from the US or another country (driver’s license, passport, consular ID).
  2. Proof of address in California, Illinois, Nevada, Texas, Utah, or Arizona: We verify address automatically for most of our customers. If not verified, customers can provide mobile phone, electricity, water or cable bills, etc.
  3. Proof of income: pay stubs of the last 30 days or bank statements for the last 60 days.
No problem! At Oportun, we look beyond your credit history to understand your true financial potential and capacity to afford a loan. Even though we pull credit during the application, you could qualify even if you do not have a history at any of the bureaus. In fact, 48% of all our customers had no credit scores when they applied.

*** We help customers establish credit history by reporting their accounts to credit bureaus.

***As of September 30, 2015. No Credit Score Population was defined as all first-time loan applicants who received a loan from Oportun, who did not have a Vantage score at the time of their application.

If you can demonstrate income through pay stubs or pay checks, we do not need a bank account to provide you with a personal loan that meets your needs.
Apply Now