We doubled our referral bonus!6.3 million
loans & credit cards
News
February 28, 2024
November 30, 2023
October 23, 2023
October 23, 2023
We believe everyone deserves access to affordable credit
Using our own advanced technology and years of data, we’re able to offer credit at affordable rates to the hardworking people who need it most.
Reports
Corporate responsibility and sustainability
In our first annual Corporate Responsibility and Sustainability Report 2020, we outline our priorities around social impact, environmental performance, and governance, and highlight the resources we have already invested in giving back to the communities that enable us to thrive as a mission-driven organization.
True Cost of a Loan—by the Financial Health Network
In the third True Cost of a Loan report, the Financial Health Network (FHN) analyzed the total cost of various credit products across the country, including Oportun’s personal loan. It found that competitor products cost 8 times more on average than an Oportun loan of equal amount.
Archive
2016 True Cost of a Loan Report
2021 True Cost of a Loan Report
We’ve got the numbers to prove it
$17.8 billion
disbursed through loans
$2.4 billion
saved in interest and fees10
1.1 million
people without a FICO score established credit history
$8.9 billion
set aside in savings with our app
80,000
5-star Google & Trustpilot reviews4
Fast Company World’s Most Innovative Companies for 2020
Bay Area News Group Top Workplaces for 2020
Fintech Breakthrough Awards for Best Consumer Lending Product for 2019
Wall Street Journal Financial Inclusion Finalist for 2018
Time Magazine 50 Genius Companies Reinventing the Future for 2018
Bay Area News Group Top Workplaces for 2019
A+ rating by the Better Business Bureau (BBB)
Best consumer lending product by Fintech Breakthrough
CDFI certified by the U.S. Treasury Department
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