Oportun (inside of Northgate)

/Oportun (inside of Northgate)

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*Oportun operates retail locations in the following 8 states: AZ, CA, FL, IL, NM, NV, TX and UT. Loans to ID, MO and WI residents are online only.

California loans made under a California Finance Lenders Law License.

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© 2018 Oportun, Inc. ALL Rights Reserved.

  1. All loans upon approved credit. Terms vary by applicant and state law. Loans above $6,000 are available to qualified returning customers only. Loans of less than $2,500 to California borrowers are made exclusively under California Financial Code §§ 22365 – 22381 (the "Pilot Program"). The Pilot Program restricts the borrower’s monthly debt compared to monthly income and limits how often the loan may be refinanced, among other things. Borrowers who meet our credit requirements but who do not meet Pilot Program restrictions may be offered loan amounts of $2,500 or more only.
  2. A prior credit history is not required to qualify for an Oportun loan. However, Oportun requests and considers credit histories from credit bureaus for all loan applicants, if available.
  3. Oportun reports account payment histories to credit bureaus. Late or missed payments may negatively impact credit history or credit scores. Loans to Illinois residents without an official U.S.-issued identification may require a foreign-issued passport or consular identification.
  4. Testimonials express the personal customers’ experiences and opinions and may not represent all customers’ personal experiences with Oportun.
* All loans upon approved credit. $8,000 loans and 42-month loan term available to returning customers. Loan amounts of less than $2,500 to California borrowers are made exclusively under California Financial Code §§ 22365 – 22381 (the "Pilot Program"). The Pilot Program restricts the amount of the borrower’s monthly debt compared to monthly income and limits the number of times the loan may be refinanced, among other things. Borrowers who meet our credit requirements but who do not meet Pilot Program restrictions may be offered loan amounts of $2,500 or more only.
** A prior credit history is not required to qualify for an Oportun loan. However, Oportun requests and considers credit histories from credit bureaus for all loan applicants, if available.
*** Oportun reports account payment histories to credit bureaus. Late or missed payments may negatively impact credit history or credit scores. Loans to Illinois residents without an official U.S.-issued identification may require a foreign-issued passport or consular identification.
† Oportun: The True Cost of a Loan – CFSI developed a product cost model that took into account the size of a loan, the monthly cash-flow borrowers have available to service a loan, and the rates and terms offered at Oportun and at alternative small-dollar credit providers that are generally used to fulfill similar borrowing needs in the geographic areas served by Oportun (Arizona, California, Illinois, Nevada, Texas, and Utah). Data was collected in December 2016.
California loans made under a California Finance Lenders Law License.
The Ventiva Prepaid VISA Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc.

© 2018 Oportun, Inc. ALL Rights Reserved.

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© 2018 Oportun, Inc. and Oportun, LLC. ALL Rights Reserved.
Privacy Policy | Terms & Conditions | State Licensing & Disclosures

Oportun reports account payment histories to credit bureaus. Late or missed payments may have a negative impact on credit history or credit score.  Loans made to Illinois residents without an official U.S. issued identification may require a foreign issued passport or consular identification.

*All loans upon approved credit. $8,000 loans and 42-month loan term available to returning customers. Loan amounts of less than $2,500 to California borrowers are made exclusively under California Financial Code §§ 22365 – 22381 (the "Pilot Program"). The Pilot Program restricts the amount of the borrower’s monthly debt compared to monthly income and limits the number of times the loan may be refinanced, among other things. Borrowers who meet our credit requirements but who do not meet Pilot Program restrictions may be offered loan amounts of $2,500 or more only.

California loans made under a California Finance Lenders Law License. Licensed in Texas by the Office of Consumer Credit Commissioner and in Illinois by the Department of Financial & Professional Regulation. Regulated by the Utah Department of Financial Institutions. Loans made in Nevada by Oportun, LLC under an installment lender license administered by the Nevada Financial Institutions Division. Lender is licensed in Arizona as a Consumer Lender and is regulated by the Arizona Department of Financial Institutions. Licensed as a Consumer Installment Lender by the Missouri Division of Finance. Licensed by the State of New Mexico Regulation and Licensing Department, Financial Institutions Division under a Small Loan Act License.

The Ventiva Prepaid VISA Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc.